Thank you for co-sponsoring Senator Kerry's S.114, the "Kids Come First Act", which would provide funds and incentives to ensure health insurance cover for almost every currently uninsured child in the United States. The ballooning cost of health insurance, fed by the insurance bureaucracy as well as by technology costs, has led to the elimination of health insurance benefits in many service industries and at many small companies, leaving health cover out of reach even for many working families. Taxpayers inevitably end up footing the bill for such cases, which become more expensive in the end because they receive no preventive care and are seen only when they end up at casualty services. S.114 would benefit both families and employers.